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Just because we expect another bubble, it in no way means we are staying out of the markets. In fact, it is quite the opposite.
A Brief Explanation of Option Adjustable Rate Mortgages (ARMS)
What is gold really worth? There are a lot of arguments regarding gold's true value. How can anyone justify that an ounce of gold is worth over $1100/oz? Do people even know exactly what an ounce of gold looks like?